We provide 100% mortgage loan funding on authorized properties or income accepted consumers. This loan item permits consumers to buy a residence with out a deposit, and it also does not need home loan insurance. Furthermore, the finishing expenses may be paid or gifted because of the vendor, enabling the customer to acquire without any money down.


  • buy a true house without any money down
  • No home loan insurance required
  • No penalty that is pre-payment equity sharing
  • All financial financial loans tend to be locally underwritten by CCCU
  • Same-day loan pre-approvals
  • 30-day close


  • Financial financial Loans up to $484,350
  • Fixed and adjustable prices
  • 30-year loan amortization
  • As much as a 100% LTV on owner occupied properties
  • Debt-to-income ratios as much as 45per cent
  • 1% loan cost plus closing that is out-of-pocket
  • 720 minimal credit history
  • The borrower that is typical be a first-time house purchaser, yet not restricted for them


  • If your purcfeatureser posseses a earnings lower than $70,300 and additionally they purchase residence in Multnomah, Clackamas, or Washington County, they be eligible for this program. Read more