1. Whenever you connect with us just take a Finance Package out, we shall check always the following records about yourself yet others (see 2 below):

1.1 our personal database;

1.2 Those at CRAs. Whenever CRAs be given a search from us they will put a search impact on your own credit history which may be seen by other loan providers. They provide to us both general public (like the electoral register) and provided credit and fraud avoidance information.

1.3 Those at fraudulence avoidance agencies (FPAs).

We’re going to utilize this information to:

  • Assess your creditworthiness and whether you’ll manage to simply just take the Finance Package out;
  • Confirm the accuracy associated with information you have got provided to us;
  • Prevent criminal activity, fraudulence and cash laundering;
  • Manage your account(s);
  • Trace and recover debts; and
  • Ensure any offers provided to you personally are appropriate to your position.


Equifax Ltd Customer Service Centre PO Box 10036 Leicester LE3 4FS Perfect Data Solutions Limited (trading as LendingMetrics) Lancaster Court 8 Barnes Wallis path Fareham, PO15 5TU

2. That you have a spouse or financial associate, we will link your records together so you must be sure that you have their agreement to disclose information about them if you are making a joint application or tell us. CRAs also link your documents together and these links will remain on your own and their files until such time while you or your lover effectively files for a disassociation using the CRAs to split that link.

3. All about applications are going to be delivered to CRAs and you will be recorded by them. For which you borrow from us (such as for example for which you sign up for a Finance Package with us), we’ll offer information on your records and just how you handle it/them to CRAs. Read more