Towfiqu Photography/Getty Images

  • B.S., Texas A&M University

The Federal Trade Commission (FTC) is warning of the dangerous breed that is new of theft frauds called “smishing. ” Much like “phishing” frauds — authentic-looking e-mails that look like through the victim’s bank, federal government agencies, or any other well-known organizations — “smishing” scams are text messages provided for phones that are mobile.

Whilst the dangers of smishing scams are potentially devastating, the protection is easy. In line with the FTC, “Just do not text back. ”

The way the Trap is set by the Scammer. Exactly what A smishing scam text Might Appear To Be

The scarily convincing smishing scams work such as this: you receive an urgent text message coming across from your own bank informing you that the bank checking account has been hacked into and deactivated “for your protection. ” The message will inform you to reply or “text straight back” to be able to reactivate your bank account. Other smishing scam text communications can sometimes include a web link to a webpage you will need to check out so that you can resolve some non-existent issue.

Listed here is a good example of among the scam texts:

“User #25384: Your Gmail profile was compromised. Text straight back SENDNOW so that you can reactivate your bank account. ”

What’s the Worst That May Happen?

Usually do not respond to dubious or unsolicited texting, suggests the FTC, warning that at the very least two bad things might take place should you choose:

  • Giving an answer to the writing message makes it possible for spyware to be set up which will quietly gather information that is personal your phone. Read more